|You can apply to borrow||£100 to £5,000⚹||Instant Decision*|
|What is the loan repayment term?||3 months to 12 months||100% Online|
|How loan does it take to get funds?||Funds in 10 minutes^||Free Quote|
|Do you charge Fees?||We charge No fees||Safe and Secure|
|What if i have poor credit history?||All credit histories welcome||No Obligation|
Quick Loans can be a fast and easy way to cover unexpected outgoings. Quick cash loans are an unsecured way to borrow the finances you need without the need for a guarantor and can usually be paid out the same day!
By nature, quick fast loans are designed to be a short term solution to cover emergency financial situations, such as car repairs or boiler breakdowns.
Quick loans from my-personlloan.com are provided by multiple lenders, enabling your application to be seen by the largest panel of lenders in the UK all in a matter of seconds. We are a broker and not a lender, meaning we can match you with the best loan for your circumstances.
There is a high acceptance rate for people who have bad credit seeking a quick cash loan. The APR or interest rate is usually higher than personal or car loans, because a ‘short-term’ or quick loan, has a higher risk to the lender. This also means, those with a bad credit history or score are still considered and you may simply be offered a higher rate of interest or a lower amount you can borrow.
You can apply for a quick loan online. The application form is a one page, simple process which covers questions about your employment, your age, your address and your residential status among other questions.
Once you have submitted your application form with us, the innovative technology we use, will match your application with a lender offering you the best quick loan for your circumstances. You will then be directed to the lenders website where there is just a few clicks before getting your cash, if accepted.
You will find no phone calls or paper work in your online application process. This ensures your application is dealt with quickly and you have the benefit of applying 24/7, meaning getting a quick loan works around you. You will also be kept up to date about your application either by email from the lender or via their online portal with your own account.
All lenders on our panel have different criteria they would like applicants to meet in order to be accepted for a quick loan pay-out. Some basic factors our lenders look at are your age; you must be 18 years old or older. You must also be a UK resident and have a UK bank account. Some lenders look at your employment and pay amount, in order to assess if you can make the repayments and they are affordable to you.
Another factor lenders may consider is your credit score. Having a bad credit score or no credit score at all, does not mean you will not get a quick fast loan, lenders may alternatively offer you a different loan amount or higher interest rate. Do not be alarmed if when you are accepted that your loan amount doesn’t match what you applied for.