Up Arrow
Representative 49.3% APR

*Lowest Rates Guaranteed to your circumstances from one of the UK’s largest panel of lenders.

Representative 49.3% APR. Representative example: £2,000 borrowed for 12 months. Total amount repayable is £2,772.97 in 11 monthly instalments of £231.08 and one final payment of £231.09. Interest charged is £772.97, interest rate 38.6% pa (variable), min 4.9% APR, max 1326% APR, min and max term: 3 – 60 months

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

My-Personal Loan will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan

How To Compare

We use Monevo’s award winning technology to search one of the UK’s largest panel of Lenders, to help find you the best rate available to your circumstances

Arrow My Personal Loans Why My-PersonalLoan?
You can apply to borrow £500 to £25,000* Instant Decision*
What is the loan repayment term? 2 months to 10+ years 100% Online
How loan does it take to get funds? Funds in 10 minutes^ Free Quote
Do you charge Fees? We charge No fees Safe and Secure
What if i have poor credit history? All credit histories welcome No Obligation
Home Improvement Loan UK

It’s probably the single biggest investment you’ll make in your lifetime. It’s your home, and if you’re like most people, it’s an important part of your life. Changes and upgrades mean making it even more meaningful, and a home improvement loans can help give you the cash you need whether it’s a large renovation project or a small DIY weekend job that means making day to day life easier.

Increasing the Value of Your Home With a Home Improvement Loans Online

Did you know that some of those changes you make may actually make your home more valuable? Here are just a few that can double your initial investment.

Remodelling the Kitchen: Many people believe the kitchen is the heart of any home or flat, and updating this room to be more modern is usually the most popular way to add value to a property. Just don’t go overboard, as too much work can detract from the natural beauty of the home.
Adding a Bathroom: If you’re looking to spend a bit less than a total kitchen renovation, but you want to get just as much of your original investment back, adding a bathroom is one great way to do it. Think about any spaces in your home that are unused, then decide if you want to add a bathroom there. There are plenty of small space bathroom ideas out there that will fit even under your staircase if necessary.

Not sure how you’re going to find the cash to take on one of these home improvement projects? That’s where we come in. At My Personal Loans, we work with Monevo’s large panel of leading lenders which means you only have to fill out one application form and let them try to match you with a lender. If you accept a loan offer from a lender, you’ll have the cash you need to make real improvements to your home or flat.

Home Improvement Loans UK | My Personal Loan

Can I get a Home Improvement Loan with bad credit?

Can you get a home improvement loan with bad credit? It’s going to vary by circumstance. Every situation is different. If you’ve been declined for one home improvement loans, it doesn’t mean you’ll be declined for another with us. We work with Monevo’s large panel of lenders who not only offer home improvement loans online, but they could also offer a personal loan for home improvements.

Start Planning Now

A home improvement loan can turn your property around. It can open up new avenues of business for you. Have a plan for how you intend to use it, and have a plan for how you’ll pay it back, and it can help you make any change – whether you’re just remodelling a room or you’re building a massive addition.

Get a quick quote
Get a quick quote