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Representative 49.3% APR

*Lowest Rates Guaranteed to your circumstances from one of the UK’s largest panel of lenders.

Representative 49.3% APR. Representative example: £2,000 borrowed for 12 months. Total amount repayable is £2,772.97 in 11 monthly instalments of £231.08 and one final payment of £231.09. Interest charged is £772.97, interest rate 38.6% pa (variable), min 4.9% APR, max 1326% APR, min and max term: 3 – 60 months

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

My-Personal Loan will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan

How To Compare

We use Monevo’s award winning technology to search one of the UK’s largest panel of Lenders, to help find you the best rate available to your circumstances

Arrow My Personal Loans Why My-PersonalLoan?
You can apply to borrow £500 to £25,000* Instant Decision*
What is the loan repayment term? 2 months to 10+ years 100% Online
How loan does it take to get funds? Funds in 10 minutes^ Free Quote
Do you charge Fees? We charge No fees Safe and Secure
What if i have poor credit history? All credit histories welcome No Obligation
Car Loan UK

Why choose a Personal loan for Cars UK?

It’s an alternative to car finance and means you could get your instant car loans UK the same day you apply.
If you’re buying your first car or just upgrading to a newer model, a personal loan gives you the freedom to buy your car exactly where you want to.

Instant Car Loans UK | My personal loan

Been eyeing a new vehicle lately? Maybe your current car just isn’t what it used to be. Perhaps you’ve been left stranded at least once or twice because it just isn’t very reliable. Whether you’re in desperate need of a vehicle or you simply want an upgrade, a new car probably means the need for a loan for a car, and at My Personal Loan, we could help.

Hire Purchase?

When many individuals shop for a car, they opt to finance it through the vehicle dealer, also known as hire purchasing. There are many advantages to this method of vehicle finance. It’s easy to arrange, sometimes requires no deposit, and there are fairly flexible repayment terms. With those advantages, though, come a number of drawbacks. This method sometimes restricts your choice of choosing your car, as you may only be able to finance a car the dealer is selling. Additionally, you don’t actually own the vehicle until that final payment has been made which means if you don’t keep up with your re-payments, the vehicle can be repossessed.

To get a loan for a car, you could take a dealerships option. Yet this isn’t always the ideal choice. You can run into a lot of problems if you finance the car through the dealer. Choosing a car loan can often give you far more flexibility and you could receive your instant car loans the same day you apply if approved.

Apply now to search to find a car loans online by using Monevo’s large panel of lenders to find you the most suitable loan, which frees up your time to browse for that dream car. You could also get an instant car loan decision, so you can start that search straight away.

What are the Requirements?

There are a few straightforward requirements that could enable you to secure an instant car loan from a lender. These requirements don’t dictate the terms of the loan, but they do establish your eligibility for one. They’re fairly simple. How many can you say yes to?

  1. Do you live permanently in the UK?
  2. Are you 18 years old or older?
  3. Do you have a bank account or building society account with direct debit capability?
  4. Do you have a regular gross income of at least 6,000 pounds annually?

If you can answer yes to all these questions, then you’re very likely to be eligible. You can discover the kind of loan you can get online. Apply now to get a car loans online UK decision.

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Get a quick quote