|You can apply to borrow||£500 to £25,000*||Instant Decision*|
|What is the loan repayment term?||2 months to 10+ years||100% Online|
|How loan does it take to get funds?||Funds in 10 minutes^||Free Quote|
|Do you charge Fees?||We charge No fees||Safe and Secure|
|What if i have poor credit history?||All credit histories welcome||No Obligation|
My-Personal Loan offer loans between £500 up to £25,000. Whether you need the funds to pay for a holiday, home improvements, or to consolidate your existing debt – we can help source the funds that you need 24 hours a day.
By using Monevo technology, your application will be presented to 50+ of the UKs leading lenders giving you a stronger chance of acceptance. Upon acceptance, you will be redirected to the lender website to finalise the application process. All this work happens in the background within a matter of minutes, giving you access to 24-hour loans, no matter what time of day or night.
Our service is completely free for you to use, as we may receive a fee from the lender for the introduction.
Applying with My-Personal Loan won’t impact your credit score. A soft search will be completed on your credit report on the initial stages of your application, which is how the lenders will base a provisional lending decision on you. If you proceed with your matched offer, the lender may conduct a full search on your credit history, at which stage a credit search may be recorded on your credit report. But as long as you meet your contractual repayments each month and on time, this won’t have any negative impact on your credit score.
24-hour personal loans are now available due to the whole lending process completed through technology. Meaning, if you can provide your sort code and account number during your application process, and you are matched to a suitable lender – funds will be transferred within 10 minutes of signing the agreement.
If you have bad credit and need 24-hour personal loans, we could still help. With access to over 50+ lenders, with some specialising in bad credit we could have access to the right lender for you. The application process is no different, your application will still be shown to all lenders to find you a suitable lender that’s the best match to your circumstances.