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Representative 49.3% APR

*Lowest Rates Guaranteed to your circumstances from one of the UK’s largest panel of lenders.

Representative 49.3% APR. Representative example: £2,000 borrowed for 12 months. Total amount repayable is £2,772.97 in 11 monthly instalments of £231.08 and one final payment of £231.09. Interest charged is £772.97, interest rate 38.6% pa (variable), min 4.9% APR, max 1326% APR, min and max term: 3 – 60 months

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

My-Personal Loan will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan

How To Compare

We use Monevo’s award winning technology to search one of the UK’s largest panel of Lenders, to help find you the best rate available to your circumstances

Arrow My Personal Loans Why My-PersonalLoan?
You can apply to borrow £500 to £25,000* Instant Decision*
What is the loan repayment term? 2 months to 10+ years 100% Online
How loan does it take to get funds? Funds in 10 minutes^ Free Quote
Do you charge Fees? We charge No fees Safe and Secure
What if i have poor credit history? All credit histories welcome No Obligation
Late Night Loans

Late night personal loans – loans that are available 24 hours a day.

My-Personal Loan offer loans between £500 up to £25,000. Whether you need the funds to pay for a holiday, home improvements, or to consolidate your existing debt – we can help source the funds that you need 24 hours a day.

How do late night loans work?

By using Monevo technology, your application will be presented to 50+ of the UKs leading lenders giving you a stronger chance of acceptance. Upon acceptance, you will be redirected to the lender website to finalise the application process. All this work happens in the background within a matter of minutes, giving you access to 24-hour loans, no matter what time of day or night.
Our service is completely free for you to use, as we may receive a fee from the lender for the introduction.

No impact on your credit score.

Applying with My-Personal Loan won’t impact your credit score. A soft search will be completed on your credit report on the initial stages of your application, which is how the lenders will base a provisional lending decision on you. If you proceed with your matched offer, the lender may conduct a full search on your credit history, at which stage a credit search may be recorded on your credit report. But as long as you meet your contractual repayments each month and on time, this won’t have any negative impact on your credit score.

Funds transferred day and night.

24-hour personal loans are now available due to the whole lending process completed through technology. Meaning, if you can provide your sort code and account number during your application process, and you are matched to a suitable lender – funds will be transferred within ^10 minutes of signing the agreement.

Bad credit applications welcome.

If you have bad credit and need 24-hour personal loans, we could still help. With access to over 50+ lenders, with some specialising in bad credit we could have access to the right lender for you. The application process is no different, your application will still be shown to all lenders to find you a suitable lender that’s the best match to your circumstances.

Get a quick quote
Get a quick quote